Lean | Financial Products Tailor-made for the Modern Workforce

FEATURES

One integration.
All the products you want to offer.

$1000 Advance

Offer your workers up to $1000 in no-cost capital. No need to worry about risk, compliance, or capital, we’ve got you covered. And it's completely free to you and the worker.

Instant Payouts

Pay workers in real-time after gigs, hourly, or even after shifts. Payments are made in milliseconds, guaranteed, and are always 100% free.

Financial products

Unlock the financial world for your workforce with better rental eligibility, low-to-no-fee personal and auto loans, access to mortgages, tax help, and income & bill pay guarantees. All built on a proprietary (and real-time) risk score and income stabilization model.

Insurance

Further differentiate your offering with low-cost health insurance, custom-fitted rideshare insurance, income insurance, and occupational accident insurance, all through Lean.

FEATURES

One integration.
All the products you want to offer.

$1000 Advance

Offer your workers up to $1000 in no-cost capital. No need to worry about risk, compliance, or capital, we’ve got you covered. And it's completely free to you and the worker.

Based on performance, we offer your workers up to $1000 in cash advances. No need to worry about risk, compliance, or capital, we’ve got you covered.

Get started

Instant Payouts

Pay workers in real-time after gigs, hourly, or even after shifts. Payments are made in milliseconds, guaranteed, and are always 100% free.

Get started

Financial Products

Give your workforce access to HSAs, subsidized personal loans, access to mortgages even if they have unstable income, custom credit risk scores for rentals / landlords, and subsidized auto loans.

Get started

Insurance

Get access to mortgages, custom credit risk scores for rental properties, subsidized auto loans, rideshare insurance, and many more.

Further differentiate your offering with low-cost health insurance, custom-fitted rideshare insurance, income insurance, and occupational accident insurance, all through Lean.

Get started

WHY LEAN

Marketplaces really ❤️ us.
Here's why

Lower your payment costs to zero. No more ACH or push-to-debit costs. Our proprietary payment system enables instantaneous payments (in milliseconds).

$300

Earn more than $300 in annual revenue per individual on our platform via new revenue streams we create for you.

2 Weeks

It takes less than 1 engineer sprint to get to market. All risk, compliance, security, and capital is handled by us.

20%

Boost retention by 20%. All of our benefits are structured to unlock based on worker performance, driving engagement and retention.

Get started

“Financial products are essential for marketplaces to differentiate, attract, and retain workers, but building them in-house is a large, complex endeavor.”

Lean enables marketplaces to turn on a robust offering in days with just a couple of lines of code.
Overnight, they’ve transformed gig economy benefits from a nice-to-have to a must.

Peter Hazlehurst, CEO Synctera, Former Head of Uber Money

Peter Hazlehurst
‍CEO Synctera
‍Former Head of Uber Money

“Lean puts independent workers first. The benefits they offer—like instant pay after every job or access to no-cost capital—are game changers for gig economy workers and for the marketplaces who want to stay ahead of the pack.”

Harry Campbell, The Rideshare Guy

Harry Campbell
The Rideshare Guy

“The way we work has changed, and this shift demands a new class of fintech solutions. Lean’s team of best-in-class operators has the hard-won expertise required to tackle this next-gen fintech opportunity.”

Alexa von Tobel, Managing Partner at Inspired Capital, Founder of LearnVest

Alexa von Tobel
‍Managing Partner at Inspired Capital
‍Founder of LearnVest

“Attracting workers is half of the marketplace equation. As the talent crunch continues, it will soon become table stakes to offer workers best-in-class financial services and benefits.”

Not only does Lean make that super simple, they unlock additional revenue
streams along the way.

Vivek Patel, Former Chief Operating Officer, Postmates

Vivek Patel
‍Former Chief Operating Officer, Postmates

“Over the past decade, the gig economy has unlocked a new way to work for millions of people. Now is the time for the next big shift: financial products and benefits that enable gig workers to truly thrive. Lean’s custom-built solution drives this macro shift and sets up the gig economy for continued success.”

Manik Gupta, Former Chief Product Officer, Uber

Manik Gupta
‍Former Chief Product Officer, Uber

“Labor marketplaces have given gig workers a one-stop-shop for finding ways to earn income. Now, through partnering directly with marketplaces, Lean is adding the next layer of value into the ecosystem, from instant payouts to no-cost capital.”

Ryan Fujiu, Former CPO Bird, Previously Uber, Lyft

Ryan Fujiu
‍Former CPO Bird
‍Previously Uber, Lyft

“I’m super excited to be an investor in Lean and back the seasoned team and their ambitious & inspirational vision.”

Max Mullen, Co-Founder, Instacart

Max Mullen
‍Co-Founder, Instacart