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We're Rolling Out To 200k+ Workers
Financial Products
Tailor-made for the
Workforce
Give your flex workforce the benefits that matter most, improve retention, and create new revenue streams.
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It’s completely free.
Backed by
world-class investors
Backed by world-class investors
with Founders and Executives from
FEATURES
One integration.
All the products you want to offer.
$1000 Advance
Offer your workers up to $1000 in no-cost capital. No need to worry about risk, compliance, or capital, we’ve got you covered. And it's completely free to you and the worker.
Instant Payouts
Pay workers in real-time after gigs, hourly, or even after shifts.  Payments are made in milliseconds, guaranteed, and are always 100% free.
Financial products
Unlock the financial world for your workforce with better rental eligibility, low-to-no-fee personal and auto loans, access to mortgages, tax help, and income & bill pay guarantees. All built on a proprietary (and real-time) risk score and income stabilization model.
Insurance
Further differentiate your offering with low-cost health insurance, custom-fitted rideshare insurance, income insurance, and occupational accident insurance, all through Lean.
FEATURES
One integration.
All the products you want to offer.
$1000 Advance
Offer your workers up to $1000 in no-cost capital. No need to worry about risk, compliance, or capital, we’ve got you covered. And it's completely free to you and the worker.
Based on performance, we offer your workers up to $1000 in cash advances.  No need to worry about risk, compliance, or capital, we’ve got you covered.
Get started
Instant Payouts
Pay workers in real-time after gigs, hourly, or even after shifts. Payments are made in milliseconds, guaranteed, and are always 100% free.
Pay workers in real-time after gigs, hourly, or even after shifts. Payments are made in milliseconds, guaranteed, and are always 100% free.
Get started
Financial Products
Give your workforce access to HSAs, subsidized personal loans, access to mortgages even if they have unstable income, custom credit risk scores for rentals / landlords, and subsidized auto loans.
Unlock the financial world for your workforce with better rental eligibility, low-to-no-fee personal and auto loans, access to mortgages, tax help, and income & bill pay guarantees. All built on a proprietary (and real-time) risk score and income stabilization model.
Get started
Insurance
Get access to mortgages, custom credit risk scores for rental properties, subsidized auto loans, rideshare insurance, and many more.
Further differentiate your offering with low-cost health insurance, custom-fitted rideshare insurance, income insurance, and occupational accident insurance, all through Lean.
Get started
WHY LEAN
Marketplaces really ❤️ us.
Here's why
$0
Lower your payment costs to zero.  No more ACH or push-to-debit costs.  Our proprietary payment system enables instantaneous payments (in milliseconds).
$300
Earn more than $300 in annual revenue per individual on our platform via new revenue streams we create for you.
2 Weeks
It takes less than 1 engineer sprint to get to market.  All risk, compliance, security, and capital is handled by us.
20%
Boost retention by 20%.  All of our benefits are structured to unlock based on worker performance, driving engagement and retention.
Get started
“Financial products are essential for marketplaces to differentiate, attract, and retain workers, but building them in-house is a large, complex endeavor.”
Lean enables marketplaces to turn on a robust offering in days with just a couple of lines of code.
Overnight, they’ve transformed gig economy benefits from a nice-to-have to a must.
Peter Hazlehurst, CEO Synctera, Former Head of Uber Money
Peter Hazlehurst
CEO Synctera
Former Head of Uber Money
“Lean puts independent workers first. The benefits they offer—like instant pay after every job or access to no-cost capital—are game changers for gig economy workers and for the marketplaces who want to stay ahead of the pack.”
Harry Campbell, The Rideshare Guy
Harry Campbell
The Rideshare Guy
“The way we work has changed, and this shift demands a new class of fintech solutions. Lean’s team of best-in-class operators has the hard-won expertise required to tackle this next-gen fintech opportunity.”
Alexa von Tobel, Managing Partner at Inspired Capital, Founder of LearnVest
Alexa von Tobel
Managing Partner
at Inspired Capital
Founder of LearnVest
“Attracting workers is half of the marketplace equation. As the talent crunch continues, it will soon become table stakes to offer workers best-in-class financial services and benefits.”
Not only does Lean make that super simple, they unlock additional revenue
streams along the way.
Vivek Patel, Former Chief Operating Officer, Postmates
Vivek Patel
Former Chief Operating Officer,
Postmates
“Over the past decade, the gig economy has unlocked a new way to work for millions of people. Now is the time for the next big shift: financial products and benefits that enable gig workers to truly thrive. Lean’s custom-built solution drives this macro shift and sets up the gig economy for continued success.”
Manik Gupta, Former Chief Product Officer, Uber
Manik Gupta
Former Chief Product Officer,
Uber
“Labor marketplaces have given gig workers a one-stop-shop for finding ways to earn income. Now, through partnering directly with marketplaces, Lean is adding the next layer of value into the ecosystem, from instant payouts to no-cost capital.”
Ryan Fujiu, Former CPO Bird, Previously Uber, Lyft
Ryan Fujiu
Former CPO Bird
Previously Uber, Lyft
“I’m super excited to be an investor in Lean and back the seasoned team and their ambitious & inspirational vision.”

Max Mullen, Co-Founder, Instacart
Max Mullen
Co-Founder, I
nstacart
© 2021 Lean Financial Inc.
Lean is a financial technology company, not a bank.  
Banking services provided by Piermont Bank, Member FDIC.